In New York, no-fault insurance is supposed to make things easier after a crash—but that’s not always the case.
If you were injured in a car accident in Deer Park, no-fault insurance (also called Personal Injury Protection or PIP) should cover your medical bills and lost wages regardless of who caused the crash. But insurance companies don’t always pay what they should. That’s where we come in.
We help injured drivers, passengers, cyclists & pedestrians throughout Deer Park, Brentwood, Wyandanch & North Babylon file no-fault claims, fight wrongful denials, and make sure deadlines don’t derail recovery. Whether you’re overwhelmed by paperwork or the insurance company is giving you the runaround, we’ll step in and take over the legal legwork so you can focus on healing.
What Does No-Fault Insurance Cover?
- Medical bills related to the crash
- Lost wages up to 80% (with limits)
- Transportation to medical appointments
- Prescription medication
- Household help (if prescribed)
- Death benefit in fatal accident cases
In most cases, no-fault benefits are available up to $50,000 per person. But you have to file quickly—and correctly.
Important Deadlines to Know
- 30 days from the date of the crash to file your claim
- 45 days to submit medical bills
- 90 days to apply for lost wage reimbursement
- Any missed deadline can give insurers an excuse to deny your benefits
If you’re not sure whether you filed in time or filled things out properly, we’ll review everything for free.
What to Do After a Crash in Deer Park
- Get medical attention, even if symptoms seem mild
- Tell your doctor it was from a car accident (this affects how it’s billed)
- Request the no-fault application (Form NF-2)
- Keep copies of all receipts & medical records
- Contact a lawyer if anything feels unclear or unfair
We regularly help clients who were injured on roads like Deer Park Avenue, near the LIRR station, or in shopping areas like Tanger Outlets.
We Help With
- Denied no-fault claims
- Delayed or underpaid medical reimbursements
- Lost wage documentation
- Coordination with health providers
- Understanding how no-fault interacts with lawsuits
If your injury is serious enough to meet New York’s “serious injury threshold,” you may also be able to sue the at-fault driver for additional damages.
No-Fault Doesn’t Mean No Problems
No-fault was designed to be simple. But in practice, it’s often anything but. Don’t let a paperwork technicality or confusing form stand between you and the help you need.