Why You Should Never Talk to the Insurance Company Without a Lawyer

After an accident, you might get a call from the other driver’s insurance company—sometimes within hours. They may sound polite, helpful, even concerned. But make no mistake: they’re not on your side. Their goal is to protect their bottom line, and that means finding ways to pay you as little as possible.

 

One of the most common mistakes people make is giving a recorded statement without legal advice. Insurance adjusters are trained to ask questions in a way that can shift blame or downplay your injuries. For example, they might ask, “How are you feeling today?” If you answer “I’m okay,” they could later use that to argue that you weren’t really hurt. Or they might ask about the moments before the crash and twist your words to suggest you were partially at fault.

 

These conversations can go wrong quickly. Imagine you were rear-ended at a red light in Deer Park. The adjuster might ask if you “saw it coming.” If you say yes, they could claim you had time to move and therefore share some responsibility—even if the crash clearly wasn’t your fault. Or let’s say you say your back is “a little sore.” That might later be used to challenge a doctor’s diagnosis of a serious spinal injury.

 

This is why it’s so important to talk to a lawyer first. When you work with us, we handle all communication with the insurance company so you don’t have to. We know their tactics, and we know how to protect your rights. Our goal is to make sure you get the full compensation you’re entitled to—not just the quick check they hope you’ll settle for.

 

If you’ve been in an accident, don’t face the insurance companies alone. A free consultation can help you understand your rights and keep you from making a mistake that could cost you. Let us deal with the calls—so you can focus on getting better.