Understanding Your Rights After a Motorcycle Accident in New York

Motorcycle accidents can leave riders with serious injuries and a long road to recovery. In New York, the laws for motorcyclists are different than those for car drivers—and knowing your rights after a crash can make a big difference in how your case plays out. Unfortunately, many riders don’t realize how vulnerable they are when it comes to insurance and legal protections.

 

First, it’s important to understand that motorcycle accidents are not covered by New York’s no-fault insurance system. That means your medical bills and lost wages aren't automatically paid by your own insurance company like they would be if you were driving a car. Instead, you have to prove that someone else was at fault to recover compensation. If the other driver caused the accident, their insurance may be responsible—but you’ll need solid evidence to build your case.

 

Another issue that often comes up is helmet use. While wearing a helmet is required by law in New York, not wearing one doesn’t automatically disqualify you from seeking compensation. That said, insurance companies may try to argue that your injuries were worse because you weren’t wearing one. It’s one of many tactics used to reduce payouts, even when the other driver was clearly to blame.

 

Motorcyclists also face unfair bias when it comes to legal claims. There’s a common misconception that riders are always taking risks or weaving through traffic—so some juries and insurers may be quicker to place blame on the motorcyclist. This is why it’s so important to have a lawyer who knows how to counter those stereotypes with facts, expert testimony, and accident reconstruction when needed.

 

If you’ve been in a motorcycle crash in Deer Park or anywhere in Suffolk County, don’t go it alone. Riders face an uphill battle, and having the right attorney can help level the playing field. We’ve helped injured motorcyclists recover what they’re owed—and we’re ready to fight for you too.