Rideshare (Uber/Lyft) Car Accidents in Suffolk County: Who’s Liable?

Peter Vladimir

Rideshare companies like Uber and Lyft provide different levels of insurance depending on the driver’s status at the time of the accident:

  • Driver Not Logged In to App: Only the driver’s personal insurance applies.

  • Driver Logged In, Waiting for Ride Request: Limited liability coverage (usually up to $50,000 per person / $100,000 per accident for injuries).

  • Driver En Route to Pick Up Passenger or During Ride: $1 million liability coverage provided by Uber/Lyft.

This layered insurance structure often leads to disputes, making it essential to have a rideshare accident lawyer in Suffolk County handle your claim.

Common Injuries in Uber/Lyft Accidents

Victims of rideshare crashes may suffer:

  • Whiplash and neck injuries

  • Back and spinal cord injuries

  • Broken bones

  • Concussions and traumatic brain injuries (TBI)

  • Emotional trauma

These injuries can lead to significant medical bills, lost wages, and long-term recovery costs — all of which should be included in your compensation.

Steps to Take After a Rideshare Accident in Suffolk County

  1. Call 911 and report the accident.

  2. Seek medical attention immediately, even if injuries seem minor.

  3. Collect information: driver’s details, rideshare app screenshot, insurance info, witness contacts.

  4. Take photos of the scene, vehicles, and injuries.

  5. Contact a rideshare accident attorney in Deer Park, NY before speaking with insurance companies.

Why Work With Vladimir & Associates PLLC

At Vladimir & Associates PLLC, we understand the complexities of rideshare accident claims. We:

  • Investigate liability and determine whether Uber, Lyft, or another party is responsible.

  • Handle negotiations with insurance companies.

  • Fight for maximum compensation for medical bills, lost income, and pain and suffering.

  • Represent you in court if necessary.

We proudly serve Deer Park, Suffolk County, and surrounding New York communities, providing aggressive legal representation when you need it most.

FAQs About Uber and Lyft Car Accidents in New York

1. Can I sue Uber or Lyft directly after an accident?
Generally, Uber and Lyft classify drivers as independent contractors, which limits direct lawsuits. However, their insurance policies often apply to passenger claims.

2. What if I was a passenger in an Uber or Lyft during the crash?
If the driver was en route or carrying passengers, Uber/Lyft’s $1 million liability coverage usually applies.

3. Do I need a lawyer for a rideshare accident claim?
Yes. Insurance companies often try to minimize payouts. An experienced rideshare accident lawyer in Suffolk County ensures your rights are protected.

4. How long do I have to file a claim in New York?
The statute of limitations for personal injury claims in New York is typically 3 years from the date of the accident.

Contact Vladimir & Associates PLLC Today

If you’ve been injured in a rideshare (Uber or Lyft) accident in Deer Park, Suffolk County, or anywhere in New York, don’t face the insurance companies alone. At Vladimir & Associates PLLC, we have the experience and dedication to fight for your rights and secure the compensation you deserve.